Articles

Johnston, Iowa, in Polk County, is one of several thriving cities that make up the Des Moines metroplex. The residents of Johnston, Iowa have trusted Marks Law Firm for over 20 years to help protect important assets through both Chapter 7 and Chapter 13 bankruptcies. They know that bankruptcy can help stop repossession efforts, garnishments and save other valuable assets from collection efforts. If a repossession is looming because you are behind on a car loan payment, then you may need to bring them current for a Chapter 7 to be viable. This is something you and one of our experienced attorneys will discuss in-depth before deciding what option is best for you. If Chapter 7 bankruptcy is the best path for you to regain financial stability, reaffirming the vehicle loan and continuing to make the payments until it is paid off will be the plan of action your attorney recommends. “Reaffirmation” is a process of making an agreement between the lender, you, and your attorney to verify budget numbers and let the Court know of your desire to keep the vehicle. Simply put, this… Read More

The people of Norwalk in Warren County, Iowa enjoy some of the best of what Iowa has to offer by combining a short commute to Des Moines for work and play with a quiet home life in one of the most rapidly growing suburbs in the Metro area. They also have come to depend on Marks Law Firm to provide experienced advice in the complex area of bankruptcy. When they have questions the people of Norwalk choose Marks Law Firm to answer those questions and provide accurate information on the advantages of having a bankruptcy help you start over financially and stop the harassing calls from creditors. One of the biggest benefits of filing a Chapter 7 or Chapter 13 bankruptcy is that it provides relief from the stress of being in debt and the collection. The constant worrying about losing your residence, your automobile, and other valuable assets can be devastating and overwhelming. The never-ending calls from creditors are undoubtedly the worst part of struggling to meet your financial obligations. It can feel like harassment regardless of how respectfully the creditor communicates. When you… Read More

Chariton, Iowa has a long tradition of family values and hard work associated with its name. Marks Law Firm has helped many of Chariton’s residents file for Chapter 7 bankruptcy protection through the years. This has led to the hard-working people of Chariton (and Lucas County, Iowa) regaining their financial freedom and freeing themselves from creditors calling night and day. It also can stop the repossession of valuable assets. As soon as you file a Chapter 7 bankruptcy, the court appoints a trustee whose job it is to find assets that can be used to pay all or part of your debt. You really want the trustee to not be able to find any assets, or certainly not much for assets. The best way to keep your assets away from the trustee is to claim them as exempt. What you can claim as exempt and how much is obviously very important. In Iowa, you have certain items your attorney can help you protect. Here are a few typical items: Common Household Goods (You get to keep your pots and pans!) Tools of the Trade (If… Read More

Osceola, Iowa is a quaint town in Clarke County only 35 miles south of Des Moines with a beautiful historic downtown. Its residents take pride in their community and Marks Law Firm has been helping them with questions and concerns about bankruptcy for over 20 years. If you find yourself knee-deep in debt, you deserve to know that you are not in the minority. Each year, thousands of Iowans just like you and I end up with crippling debt and the need to file Chapter 7 Bankruptcy. Resetting your financial life is not as hard as you think. Once you can come to terms with the “b” word, the actual process of filing Chapter 7 Bankruptcy is simple with the help of our experienced attorneys. Step 1: Schedule a free consultation with our office. For your convenience, we offer both in-person and telephonic consultations. Call our office at [number] to find the best solution for you. Step 2: Based on your individual case, we will make a list of documents we need from you and actions for you to take to get ready to file… Read More

Winterset is known for its covered bridges and picturesque scenery. Our law firm is familiar with the respectable residence of Winterset, Madison County and its surrounding countryside because we’ve helped so many of them regain their financial freedom and security through the filing of bankruptcy. Have you ever wondered what life could be like without overwhelming debt and collections calls? It is possible to get your life back by filing Chapter 7 or 13 Bankruptcy. Debt does not have to consume your life. And yet for many people, debt can have tragic effects on their quality of life. It can cause irreparable harm to your relationships, friendships, and mental health. It causes unnecessary anxiety and keeps you from fully embracing life. Marks Law Firm can help you gain that peace of mind you deserve. Once you get on the other side of debt, you regain your happiness and quality of life. Each year, thousands of Iowans just like you choose the help that bankruptcy can offer. Because of that choice, today, they live without unwanted debt and the stress that comes with it. This can… Read More

There are a lot of connotations associated with foreclosure cases: living beyond one’s means, out-of-control spending, financial irresponsibility, etc. While these can be contributing factors, we understand that there are many other reasons that people fall behind on their mortgages. Here at Marks Law Firm, we frequently serve clients from cities such as Altoona, Bondurant, Reynolds, Capitol Heights, and Mitchellville who have been suddenly laid off from work, have suffered financially crippling medical conditions, or lose significant household income due to a divorce or death in the family. Sometimes financial matters are out of your hands and that’s when it is time to contact Marks Law Firm. For many Altoona residents, foreclosure simply isn’t an option. Your kids are enrolled in a local school. You must live near your place of work. You have no place else to go. We understand that the last thing you want to do is pack up everything you own and relocate, so you need professional guidance today! We frequently meet with Altoona homeowners who are worried about keeping their homes. We offer risk-free consultations to anyone in need of… Read More

One of Iowa’s distinguishing traits is its small-town communities, and the support that members of those communities provide for each other. Knoxville, like many medium-to-small Iowa cities, is a tight-knit community, made up of hard-working and friendly people. Marks Law Firm has helped many Knoxville residents throughout the years with defending their homes against foreclosure cases with our top-notch legal experience and knowledge. We have first-hand experience with the problems Knoxville homeowners face, and we’re ready to take on your case as if you were our next-door neighbor. We understand that you may be skeptical of hiring a law firm that isn’t based out of your hometown. As a long-established firm, we have quite a long track record of helping Iowans with their foreclosure cases. Whether you live in Knoxville, Pella, Pleasantville, or Harvey we will go out of our way to make your case our top priority, and we’re ready to prove it to you. We frequently meet with potential clients for risk-free, no-cost consultations. We don’t charge a penny for our initial meeting, so you don’t have to commit to anything before you’re… Read More

Looking for a bankruptcy attorney in Marshalltown, Iowa? Marshalltown, Iowa is a beautiful medium-sized Iowa town located just an hour northeast of Des Moines. We’ve had the opportunity to help Marshalltown residents for years, and hope that we can continue to be a presence for good in the Marshalltown community. We also have been able to assist residents of Le Grand, State Center, Albion, and Rhodes. Since we are located in Des Moines, many people in Marshalltown and the surrounding areas may not think to call us when they’re faced with financial issues. They might think that it would be too difficult or too much of a hassle to work with a firm that is over an hour away. Our goal, however, is to overcome the physical distance by going out of our way to provide excellent legal counsel and service. We’re not just a Des Moines firm – we’re a resource for all Iowans. Attorneys Sam Marks and Jake Kerns lead a talented team at Marks Law Firm. Sam has counseled Iowans for decades on bankruptcy and Jake has spent his entire career practicing… Read More

Marks Law Firm has been a mainstay of the Des Moines community since the 1930s, and during that time we’ve become one of the most trusted bankruptcy law firms in central Iowa cities such as Ames, Story City, Boone, and Huxley. From our experiences, the people of Ames are hard-working and honest, and we’ve personally helped dozens Ames of residents with their bankruptcy needs. Ames is home to Iowa State University and is known around Iowa as an iconic college town. It’s also recognized as a great place to live, and many students end up staying in Ames past their collegiate days. If you live near Ames and you’re buried in student loan debt, what can you do? Marks Law Firm is a place to turn for legal counsel and direction in your toughest financial times. No matter how bad your situation, be assured that Attorneys Sam Marks and Jake Kerns have vast experience helping clients with similar troubles. Maybe you don’t have student loan debt, but rather a mortgage you can’t pay or too many credit card bills. If bankruptcy is even a consideration,… Read More